03 — Financial Services
Loan Against Property
Unlock the value of your property — Residential, Commercial, Industrial or NA Plot — with structured loan solutions up to ₹30 Crores.
03 — Loan Against Property Leverage Your Property.
Leverage Your Property.
Fund Your Ambitions.
Loan Against Property allows you to unlock the financial value embedded in your residential, commercial or industrial property — and use it for business expansion, working capital, debt consolidation or personal financial requirements.
Eligible Property Types
Residential Property
Commercial Property
Industrial Property
NA (Non-Agricultural) Plot
Property Requirements
NA (Non-Agricultural clearance)
NOC — No Objection Certificate
Title-clear property
Financial Details
Rate of Interest
10.00% – 12.00%
Reducing rate per annum
Loan Amount
₹30 L – ₹30 Cr
Against property
Tenure
10 – 15 Years
Repayment tenure
Processing Timeline
Within 15 Working Days
Subject to documentation & lender policy
Eligibility Considerations
- Net Profit demonstrated in financials
- GST Returns on record
- Business Turnover
- Banking track record
- Minimum Business Vintage: 2 Years
- CIBIL score should be clear