01 — Financial Services
Working Capital Finance
Structured liquidity solutions to keep your business operations running smoothly — Cash Credit, Overdraft, Term Loans and more. ₹1 Cr to ₹250 Cr.
01 — Working Capital Finance Keep Your Business
Keep Your Business
Moving Forward
Working Capital Finance provides the liquidity your business needs to manage day-to-day operations, fund business cycles and seize growth opportunities. MCS structures the right working capital facility based on your business turnover, cycle and risk profile.
Facilities Available
Cash Credit
Overdraft Facility
Term Loan — Machinery & Construction
Demand Loan (WCDL)
Bank Guarantee (BG)
Letter of Credit (LC)
Export Packing Credit (EPC)
Other working capital facilities
Financial Details
Rate of Interest
9.00% – 11.00%
Per Annum
Loan Amount
₹1 Cr – ₹250 Cr
Working Capital
Term Loan Tenure
5 – 7 Years
Machinery & construction
Balance Facility
12 Months
Renewal basis
Processing Timeline
30 – 45 Working Days
Subject to documentation & lender policy
Eligibility Considerations
- Business Turnover & Cash Cycle
- Project Implementation Schedule
- Business Risk Assessment
- Business Vintage: Not mandatory — Greenfield projects also considered
- CIBIL score should be clear